Chris Coulter – GateOpener InfoMinute

Not receiving contract amendments in a timely manner can result in delays to closing and last minute requests for documentation.  My loan process is designed to prevent these oversights and make the realtor and lender seem like a smooth, professional team.   My closing disclosure goes out 7 days prior to closing and it is at that time we request any and all amendments from realtors.   Years ago, I Had a closing where I received amendment 3 at the closing that  extended the closing date and gave the buyer 2k in closing costs credit.  Because it was number 3 it required my underwriter to also review amendments 1 and 2 which had a list of extensive repairs.  We had to chase down contractor receipts for the work done and it resulted  in a delay. I’m a good referral for that agent in your office who can never go to lunch with you because they are wide eyed with stress.  Ask them don’t they wish every closing could be smooth and stress free.  Chris Coulter has a process that prevents that lack of organization and makes you look like a real pro. 

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