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Vance Blew – GateOpener InfoMinute

When working on a loan with a property under contract we meet the parameters based on the contract, one being the sales price. And the appraisal has to meet or exceed that value. I’m a real estate investor and have analyzed a lot of deals to make sure they would meet the financial criteria of…

Clay Jeffreys – GateOpener InfoMinute

As a lender, do I need an amendment to the contract even if the amendment doesn’t impact the loan? Good morning, my name is Clay Jeffreys and I’m a licensed mortgage lender. Yes, I need every single amendment to the contract regardless of whether or not it changes the terms of the loan. I love…

Emile Farge – GateOpener nfoMinute

“Will I qualify and actually GET the loan I’m wanting” is a frequent logical question by a buyer, and the answer pivots off the concept of “compliance.” “Will we get the approval in time to fulfill the financial contingency period” is a realtor question, and the response also depends on compliance.  A loan goes so…

Jason Conn – GateOpener InfoMinute

My name is Jason Conn and I help realtors close loans on time.  Four times a year I go fishing with my Dad.  One of the most important things on these trips is being prepared for almost anything.  The last thing I want is the shame that my Dad inadvertently casts when I don’t have…

Chris Coulter – GateOpener InfoMinute

Not receiving contract amendments in a timely manner can result in delays to closing and last minute requests for documentation.  My loan process is designed to prevent these oversights and make the realtor and lender seem like a smooth, professional team.   My closing disclosure goes out 7 days prior to closing and it is at…

Rodney Shaffer – GateOpener InfoMinute

Loan underwriters do not like the word “repair” in contract amendments. To verify repairs are done, they request contractor receipts, photos, and potentially, require a second appraiser site visit. This extra work takes time and can delay closing.  I’m proactive and hate dealing with preventable problems. So I do a word search for the word…

Filing Cabinet – Drawer and Pendaflex

The name of your Money filing cabinet is Realtor  drawers 1: Buyers 2: Sellers 3: Negotiating 4: Closing   Drawer: Negotiating for BUYER each cell is a series of six InfoMinutes Process CMA (+++) Call other agent Make suggestions Speak with Lender Write Offer Write Letter Buyer’s Remorse Inspection Appraisal Options Win/lose Closing time Financing Possession…

Jennifer Eden Thomas

Georgia is a BUYER BEWARE state. When I represent a Seller it is my obligation to divulge any Material Defects that I am aware of. When I represent a buyer it is my responsibility to help discover any undisclosed issues. Take for example Teri and Adam who assumed the house they were buying was on…

Michelle Mechem

I am a great referral for your smart and busy friend, Anthony. He’s like my hiking friend Jenna. She travels Monday through Thursday every week. She literally spends more time in hotels than she does in her Atlanta apartment, where the rent just went up to $1,900 a month and it doesn’t even have a…

Julia Brantley

As we approach the end of the year home inventory begins to dwindle. But trust me – Fall and winter are great seasons for home buying! Leftover spring and summer inventory typically result in deals. Most leftovers were overpriced causing them to miss their true market potential and now have fewer chances to capture buyers….