Much of my success comes down to thorough preparation and clear communication. Many risks that I present to underwriters are complicated ones. Being able to know how underwriters think and how to present risks clearly gives me an advantage. I know what materials are needed to clear a risk beforehand (Inspections, photos, signed statements of no loss) and can clearly illustrate my prerogative. The result- quicker approvals, better terms, and fewer surprises at binding, so my clients get the coverage they need when it matters.