I was referred to a prospect that owned a furniture company.  He was looking for an SBA loan. 

To comply with the SBA he needed a $1million in life insurance.  He had been declined by two carriers prior to meeting with me.  The reason...he liked to smoke marijuana on the golf course 2-3 times a week.  He had no other health or financial issues other than that. 

I was brought in by an outside vendor and client of mine and found a carrier that wasn't bothered by his extracurricular activities. 

Four weeks after applying he was approved prefered smoker.  The policy was issued and paid on and then collaterally assigned to the SBA. 

His SBA loan was approved and he was able to obtain the money he needed to expand his business. 

My client that referred me to this businessowner, was able to fill his store with his product which allowed him to hit some sales goals he had.  A win, win, win!