"I dont understand my retirement options or what I will have for income when my wife and I retire"
Unfortunately, this is a common problem and concern for many of our clients, regardless of them being federal employees, state education employees or ones that work in the private sector with corporate America.
People are not told or completely explained their benefits, pensions, retirement accounts, health care or anything that matters for their future retirements.
I am very good at explaining everything to prospects and clients so that we can both write down what to expect and how to plan properly.