Brianna was an expectant mother moving to a new state on her own to start a new chapter for her and her new baby. She had diligently saved $10,000 for a new home purchase, but wanted to protect as much money as possible for a rainy day.
I was able to share a few down payment assistance programs with her and secured a $12,500 downpayment at zero percent interest. I also applied for a federal grant for people making under a certain threshold and purchasing their first home. The grant came through and she received another $10,000 fully forgivable grant to lower her cash outlay and further reduce her principal balance.
Brianna was able to purchase a $255K home with only $1000 of her own money and welcome her baby into a more secure future.