"How are we doing compared to your other clients?" Daniel asked. I told him he's doing very well considering he has a liquid net worth of over $800,000 at age 41, plus real estate and business assets. Still, he strives for better, especially where he can save on taxes. I've developed a strategy for him to save on current-year and lifetime taxes through investing. Most people looking to retire around age 65 should aim for assets totaling between 7½ and 13½ times their preretirement gross income. For a 40-year-old, 1.5x to 2.5x salary saved today is considered to be on track. For my high-achieving clients, I outline the next steps, making sure they are actionable and are getting something done. I'm a good referral for your results-driven client who has trouble slowing down once he's in motion. He wants credit for what he has accomplished so far. Ask him if those are Lucchese boots he's got on.