A structured settlement annuity allows a claimant to receive all or a portion of a wrongful death settlement in a series of income tax-free periodic payments at a guaranteed rate of return over an agreed amount of time. I recognize that every client is unique and has their own goals. Jenny, grieving the wrongful death of her son, wanted the windfall she was receiving to last, but didn't know how. I created a plan for her that included an annuity providing $5,600 in monthly income, tax-free, for 15 years. At no cost to her, this guaranteed her money would last for at least 15 years with a total return 35% greater than the initial amount. I'm a good referral for a winning personal injury attorney who wants her clients to remember her as the winning attorney every month for years. Ask her what she says when her clients call a year after settlement, asking if there's any more money. Melissa Moss