I met with the client and reviewed her existing retirement accounts as she requested.  I asked her a number of questions regarding other assets she may have, her goal for retirement income, and if she would like to start receiving social security before her full retirement age.  She wanted to move her current investment accounts to me for management, so we discussed the process for that and my recommendations for the investments based on her goals and needs.  We discussed moving some of the money she had sitting in checking and savings accounts that were not earning anything into an investment account to give her some growth and income. Based on the client’s goals, we were able to set up a strategy for her to be able to retire now and be able to achieve her income goals.