I have not been in PowerCore but 3-4 months, so I don't have situation in mind that I identified a referral opportunity that I needed to wait on. I do frequently refer to miscellaneous practitioners in my practice. I have referred a number of people when they were anticipating a move to a mortgage broker (Rodney) because of my strong conviction that he will do a phenomenal job helping someone. I hope that to be the case as I get to know more of my PowerCore team members and their businesses. A successful referral to another practitioner has been beneficial to my business because the clients associate the good experience with me in some form. I hope to move some clients over to one of our team members as I am not happy with the providers that are currently serving them. This will likely happen at a time that is not as time critical and we can have a discussion of changing providers.