The best way for me to get three levels deep is asking questions and then determining a course of action to maximize the likelihood of success.  A close Realtor friend had a very important deal in 2023.  It was a tough year in the market, and she needed to (1) close a purchase for her client, which would (2) enable her to sell that client’s current home, and (3) those two commissions would help her fund her side-hustle home-flipping business.  Without 1 and 2, she could not get to 3.  It client had a VERY challenging self-employment situation.  We had the only loan program they could find that would allow the client to close a jumbo loan using only 1 year of tax returns.  We ran their file through underwriting using a TBD address so we could have their loan approved before they made an offer on a home, thus reducing risk.  My Realtor friend was thrilled when we closed the purchase, enabling her to move on to 2 and 3.