I have been in PowerCore for almost 8 years.  Handouts have been beneficial in getting more referrals.  Many years ago I gave the team a form comparing the fees of other banks for business checking.  It did not have any competitors name on it and I did not think of it as a hand out.  I only gave it out as a work sheet.  Some members of the team mentioned that they had given it to some of their clients.  Lesson learned if you give a hand out be sure to have your contact information on it.  The next time I made sure it had my logo and contact information on the form.