My client ABC Fishing company was looking for a commercial policy that would provide both Professional Liability insurance and General Liability insurance all in a single policy without having two separate policies.  Her prior insurance carrier required them to have two separate policies and the extra expense of higher premiums. Our agency has a national brokerage relationship with some of the largest and best in business insurance carriers for almost every industry. Since I am a independent agent, I can shop my clients with multiple carriers in a single quote and fit them with the best product that meets their specific needs. As a result of my action, ABC Fishing company now has a single policy for both Error and Ommission and General Liabilty in a single policy for much less price  than other carriers was quoting them and she is very pleased.