While we have always verbally advised our clients on what not to do to insure a smooth closing after they apply for a mortgage, we decided to add this information on a disclosure document. For instance, while preparing to move in a new home prospective homebuyers may want to purchase items using credit prior to the closing and in some situations this can impact their debt ratio causing them to no longer be qualified. Paul and Stacie recently commented after their home purchase that having this information detailed in writing was a great resource because it is easy to forget what was covered in a phone conversation.

Jim Duelmer

678-409-8945

www.viningsmortgage.com