This time of year is anxiety ridden for my Medicare beneficiaries. Did you know that Medicare rules state that you cannot cold call Medicare beneficiaries. My clients will get anywhere from 5-20 calls a day pretending to be from Medicare. The Medicare mail they get on a daily basis is not stop. The commercials and ads they see are everywhere. What my clients tell me is that they are glad I am on their side, looking out for their interest and now they can tune out the noise and relax knowing they are set for the next year.