Let me tell you about Brian and Heidi.
Brian is 63, Heidi is 62, and they're healthy retirees—too young for Medicare yet still needing health insurance.
The problem is: Their COBRA coverage expires at the end of September, and suddenly they're facing a problem that many early retirees don't see coming.
They started shopping for health insurance and discovered that because of their income, they don't qualify for any financial assistance on the ACA Marketplace. The only plans available to them in Georgia are HMOs, and the premium to cover them is nearly $3,000 per month.
Imagine spending decades planning for retirement only to discover that health insurance could cost $36,000 a year before even using it.
đź’ˇ I'm looking for referrals to healthy adults ages 55 to 64 who are retiring before they are eligible for Medicare and are worried about what health insurance will cost. They may be facing the same challenge Brian and Heidi are facing today.