Gerald Chamblin, a lender with Guaranteed Rate is the person three to my right. Our customers are the same people - buyers of residential real estate. The services we provide are complimentary and necessary to a successful purchase with a loan. The difference between what we do for our clients is just the opposite side of the same coin - they handle assessing the buyer's ability to borrow money for their purchase and my firm checks and assesses the seller's title to make sure it is or can be cleared at the time of closing. Once we clear title and Gerald gets a clear to close on the loan, my firm handles the signing of the loan and closing documents on behalf of the lender and receives all funds from the lender and buyer and pays everyone in the transaction once we have lender's funding approval.